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    Does anyone do shows/demonstrations but not sell anything? I’ve been asked to demo scrollsawing at our county fair, but one of their stipulations is that I have insurance. Most of the others doing these demos are also selling and have "business insurance." I don’t plan on selling anything, just display different types of projects that can be made with a scrollsaw as well as cut some things while there. I assume it’s to protect the fair (and myself) from some idiot doing something stupid and then suing me for liability. Any ideas on how to cover for the 5 days of the fair? Could it be somehow umbrellaed under my homeowners insurance? Any thoughts would be appreciated (and no, I haven’t talked to my insurance agent yet - want to have some talking point ideas before taking that step).
    Bruce
    . . . because each piece will be someone's heirloom someday.
    visit sometime
    Hawk 220VS, Delta 40-570

  • #2
    I hope you work it out and that you find it's not too expensive for you. I would think the organizers of the event would have insurance already for anyone who walks into the fair?

    Karl
    Karl in Sunny Southwest Florida

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    • #3
      Are you a member of a local woodworking club. In Canada there is a group insurance program that a number of clubs are members of and there is member protection for doing demos etc.

      Don McFarland ​Member - Durham Woodworking Club http://www.durhamwoodworkingclub.com/

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      • #4
        Check with Linda from Phoenix as she does the same demos.
        Denny
        ArtCrafters in Dayton, TN

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        • #5
          No experience but a quick online search popped up this:
          Artist and Craft Show Liability Insurance | ACT Insurance
          Scott
          Creator of fine designer sawdust.

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          • #6
            The most affordable coverage I've found was actually suggested to me by a regular fair vendor who does fairs all over the country.
            https://www.ACTinsurance.com
            Linda at www.ArtIngrained.com

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            • #7
              Just looking briefly at the one Linda has is pretty good. Just make sure of the liability coverage. In fact, I may check that one out when mine expires in October. Thanks Linda.
              Betty

              "Congress needs to realize it is a government of the people, by the people and for the people. Not of the people, by the people and for Congress." - Dr. Benjamin Carson, Pediatric Neurosurgeon, Johns Hopkins Hospital

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              • #8
                Linda, that is less than one half what I have paid in the past!
                Hegner Polymax- 3,Hegner Multimax-3,
                "No PHD, just a DD 214"

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                • #9
                  Excellent savings! This insurance referral was given to me by a food vendor at our Arizona State Fair a few years ago. The "fudge" couple said they've used this company for years and they highly recommended them. Prior to that I'd checked out my homeowners policy, prior business insurance brokers, a commercial broker, and some thru google search. This one just checked all the boxes, including the all important cost factor. I hope they work well for anyone who chooses them.
                  Linda at www.ArtIngrained.com

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                  • #10
                    I touched base with my insurance co and they told me as long as this wasn't a "business" (I'm not selling anything, just demonstrating) and I wasn't getting paid (strictly volunteer work) that the personal liability provision of my homeowners insurance would cover me. So no extra cost this time around. Thanx all for your help. Linda, your referral was excellent and I'll keep it in mind in case the Fair sees things differently than the insurance co.
                    Bruce
                    . . . because each piece will be someone's heirloom someday.
                    visit sometime
                    Hawk 220VS, Delta 40-570

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